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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,349 | $93,598-69.7% | $135,974-79.2% | $75,173-62.3% |
| Participation rate | 96.2% | 75.2%+21.0pp | 81.9%+14.2pp | 67.2%+29.0pp |
| Annual return | 10.70% | 30.89%-20.2pp | 68.30%-57.6pp | 160.72%-150.0pp |
| Employer contribution / active EE | $3,454 | $3,538-2.4% | $4,859-28.9% | $2,671+29.3% |
| Participant deferral / active EE | $4,879 | $6,405-23.8% | $7,760-37.1% | $4,126+18.2% |
| Admin fee / account holder | $10,502 | $6,978+50.5% | $10,767-2.5% | $5,651+85.9% |