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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,121 | $76,551-56.7% | $123,894-73.3% | $62,881-47.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 3.75% | 18.68%-14.9pp | 47.52%-43.8pp | 20.14%-16.4pp |
| Employer contribution / active EE | $4,543 | $2,882+57.6% | $4,617-1.6% | $2,281+99.2% |
| Participant deferral / active EE | $9,022 | $4,840+86.4% | $5,984+50.8% | $3,203+181.7% |
| Admin fee / account holder | $1,862 | $4,826-61.4% | $8,357-77.7% | $4,296-56.7% |