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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,038 | $100,792-22.6% | $86,691-10.0% | $134,509-42.0% |
| Participation rate | 42.9% | 78.9%-36.1pp | 76.6%-33.7pp | 81.2%-38.4pp |
| Annual return | -17.01% | 29.08%-46.1pp | 35.94%-53.0pp | 418.13%-435.1pp |
| Employer contribution / active EE | $1,035 | $3,491-70.3% | $2,837-63.5% | $4,741-78.2% |
| Participant deferral / active EE | $2,696 | $5,339-49.5% | $4,656-42.1% | $6,400-57.9% |
| Admin fee / account holder | $613 | $10,924-94.4% | $7,492-91.8% | $11,427-94.6% |