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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,878 | $172,111+50.4% | $150,298+72.2% | $137,256+88.6% |
| Participation rate | 71.4% | 81.7%-10.3pp | 77.8%-6.3pp | 80.0%-8.5pp |
| Annual return | 19.05% | 69.37%-50.3pp | 62.79%-43.7pp | 220.34%-201.3pp |
| Employer contribution / active EE | $3,241 | $4,636-30.1% | $4,154-22.0% | $4,156-22.0% |
| Participant deferral / active EE | $6,530 | $6,166+5.9% | $5,453+19.8% | $6,407+1.9% |
| Admin fee / account holder | $760 | $16,471-95.4% | $14,116-94.6% | $12,270-93.8% |