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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,878 | $185,312+39.7% | $161,489+60.3% | $154,746+67.3% |
| Participation rate | 71.4% | 82.5%-11.0pp | 78.7%-7.3pp | 80.7%-9.3pp |
| Annual return | 19.05% | 103.84%-84.8pp | 89.72%-70.7pp | 172.34%-153.3pp |
| Employer contribution / active EE | $3,241 | $4,769-32.0% | $4,268-24.1% | $4,379-26.0% |
| Participant deferral / active EE | $6,530 | $6,350+2.8% | $5,630+16.0% | $6,730-3.0% |
| Admin fee / account holder | $760 | $18,654-95.9% | $16,006-95.2% | $14,365-94.7% |