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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,708 | $90,504-81.5% | $78,690-78.8% | $273,965-93.9% |
| Participation rate | 66.7% | 76.5%-9.9pp | 73.6%-6.9pp | 83.0%-16.3pp |
| Annual return | 11.34% | 75.61%-64.3pp | 62.18%-50.8pp | 41.45%-30.1pp |
| Employer contribution / active EE | $1,562 | $3,176-50.8% | $2,851-45.2% | $4,869-67.9% |
| Participant deferral / active EE | $3,589 | $3,901-8.0% | $3,517+2.0% | $5,287-32.1% |
| Admin fee / account holder | $2,586 | $5,263-50.9% | $4,511-42.7% | $10,132-74.5% |