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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,655 | $77,816-68.3% | $123,552-80.0% | $64,173-61.6% |
| Participation rate | 64.7% | 74.7%-10.0pp | 82.3%-17.6pp | 69.6%-4.9pp |
| Annual return | -6.73% | 12.49%-19.2pp | 119.20%-125.9pp | 7.63%-14.4pp |
| Employer contribution / active EE | $1,092 | $3,014-63.8% | $4,628-76.4% | $2,381-54.1% |
| Participant deferral / active EE | $2,474 | $5,240-52.8% | $6,426-61.5% | $3,470-28.7% |
| Admin fee / account holder | $1,376 | $5,519-75.1% | $9,285-85.2% | $4,887-71.9% |