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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,101 | $85,766-70.7% | $136,297-81.6% | $70,131-64.2% |
| Participation rate | 63.9% | 74.2%-10.3pp | 81.9%-18.1pp | 69.5%-5.7pp |
| Annual return | 16.28% | 31.45%-15.2pp | 5156.16%-5139.9pp | 73.14%-56.9pp |
| Employer contribution / active EE | $1,018 | $2,966-65.7% | $4,696-78.3% | $2,342-56.5% |
| Participant deferral / active EE | $2,673 | $5,051-47.1% | $6,247-57.2% | $3,332-19.8% |
| Admin fee / account holder | $2,845 | $5,420-47.5% | $9,244-69.2% | $4,645-38.8% |