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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,522 | $85,766-94.7% | $136,298-96.7% | $70,126-93.6% |
| Participation rate | 77.1% | 74.2%+3.0pp | 81.9%-4.8pp | 69.5%+7.6pp |
| Annual return | 0.00% | 31.46%-31.5pp | 5156.27%-5156.3pp | 73.15%-73.1pp |
| Employer contribution / active EE | $1,773 | $2,966-40.2% | $4,696-62.2% | $2,343-24.3% |
| Participant deferral / active EE | $2,975 | $5,051-41.1% | $6,247-52.4% | $3,332-10.7% |
| Admin fee / account holder | $529 | $5,421-90.2% | $9,244-94.3% | $4,645-88.6% |