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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,172 | $87,546-46.1% | $75,784-37.8% | $125,389-62.4% |
| Participation rate | 66.7% | 80.2%-13.5pp | 75.8%-9.2pp | 83.2%-16.5pp |
| Annual return | -3.45% | 13.49%-16.9pp | 9.68%-13.1pp | 282.24%-285.7pp |
| Employer contribution / active EE | $1,362 | $3,930-65.3% | $3,323-59.0% | $4,866-72.0% |
| Participant deferral / active EE | $14,000 | $4,230+231.0% | $3,652+283.4% | $5,352+161.6% |
| Admin fee / account holder | $321 | $6,503-95.1% | $5,300-93.9% | $9,541-96.6% |