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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,198 | $78,197-42.2% | $98,090-53.9% | $82,637-45.3% |
| Participation rate | 71.4% | 77.5%-6.0pp | 81.5%-10.1pp | 68.1%+3.4pp |
| Annual return | 16.10% | 40.25%-24.2pp | 37.05%-21.0pp | 53.51%-37.4pp |
| Employer contribution / active EE | $1,651 | $2,605-36.6% | $3,606-54.2% | $2,552-35.3% |
| Participant deferral / active EE | $3,594 | $6,636-45.8% | $7,845-54.2% | $4,126-12.9% |
| Admin fee / account holder | $541 | $14,832-96.4% | $11,815-95.4% | $7,339-92.6% |