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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,244 | $108,285-81.3% | $77,552-73.9% | $158,982-87.3% |
| Participation rate | 33.3% | 64.4%-31.1pp | 54.2%-20.9pp | 82.0%-48.6pp |
| Annual return | 23.03% | 31.69%-8.7pp | 54.82%-31.8pp | 302.99%-280.0pp |
| Employer contribution / active EE | $953 | $1,325-28.1% | $987-3.4% | $4,763-80.0% |
| Participant deferral / active EE | $1,604 | $2,455-34.7% | $1,861-13.8% | $5,983-73.2% |
| Admin fee / account holder | $62 | $3,709-98.3% | $2,859-97.8% | $11,252-99.4% |