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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,766 | $61,338+157.2% | $149,717+5.4% | $71,495+120.7% |
| Participation rate | 79.4% | 62.5%+16.9pp | 78.8%+0.6pp | 67.9%+11.5pp |
| Annual return | 27.08% | 35.86%-8.8pp | 134.41%-107.3pp | 28.85%-1.8pp |
| Employer contribution / active EE | $7,721 | $2,381+224.3% | $4,820+60.2% | $2,589+198.2% |
| Participant deferral / active EE | $4,790 | $2,919+64.1% | $5,682-15.7% | $4,291+11.6% |
| Admin fee / account holder | $3,713 | $1,263+194.0% | $13,213-71.9% | $1,588+133.8% |