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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,529 | $105,866+75.2% | $90,766+104.4% | $134,545+37.9% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -7.23% | -10.99%+3.8pp | -12.16%+4.9pp | 418.37%-425.6pp |
| Employer contribution / active EE | $14,103 | $3,464+307.2% | $2,922+382.7% | $4,742+197.4% |
| Participant deferral / active EE | $14,207 | $5,217+172.3% | $4,565+211.2% | $6,401+121.9% |
| Admin fee / account holder | $3,173 | $13,938-77.2% | $8,446-62.4% | $11,431-72.2% |