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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,041 | $127,790+43.2% | $106,555+71.8% | $167,536+9.3% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 13.76% | 33.88%-20.1pp | 26.80%-13.0pp | 478.82%-465.1pp |
| Employer contribution / active EE | $11,145 | $3,428+225.2% | $2,819+295.3% | $4,839+130.3% |
| Participant deferral / active EE | $16,931 | $5,088+232.7% | $4,399+284.9% | $6,342+167.0% |
| Admin fee / account holder | $3,718 | $11,229-66.9% | $7,408-49.8% | $12,315-69.8% |