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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,105 | $148,629-7.1% | $135,982+1.6% | $139,487-1.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.04% | 79.33%-61.3pp | 68.32%-50.3pp | 373.84%-355.8pp |
| Employer contribution / active EE | $7,384 | $5,247+40.7% | $4,859+52.0% | $4,755+55.3% |
| Participant deferral / active EE | $8,020 | $8,102-1.0% | $7,760+3.4% | $6,713+19.5% |
| Admin fee / account holder | $8,203 | $12,406-33.9% | $10,767-23.8% | $11,407-28.1% |