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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,379 | $176,120-25.4% | $159,487-17.6% | $167,553-21.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.21% | 331.95%-316.7pp | 263.71%-248.5pp | 478.89%-463.7pp |
| Employer contribution / active EE | $6,657 | $5,299+25.6% | $4,831+37.8% | $4,840+37.5% |
| Participant deferral / active EE | $6,829 | $7,752-11.9% | $7,354-7.1% | $6,343+7.7% |
| Admin fee / account holder | $569 | $12,561-95.5% | $10,804-94.7% | $12,316-95.4% |