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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,044 | $111,830-40.9% | $93,696-29.5% | $145,884-54.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.46% | 204.08%-191.6pp | 133.74%-121.3pp | 551.85%-539.4pp |
| Employer contribution / active EE | $9,423 | $3,093+204.7% | $2,422+289.1% | $4,662+102.1% |
| Participant deferral / active EE | $1,084 | $4,920-78.0% | $4,417-75.5% | $6,690-83.8% |
| Admin fee / account holder | $5,631 | $10,249-45.1% | $8,287-32.0% | $13,392-57.9% |