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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,753 | $102,696-11.6% | $86,235+5.2% | $139,487-34.9% |
| Participation rate | 80.0% | 74.5%+5.5pp | 69.0%+11.0pp | 80.3%-0.3pp |
| Annual return | 17.19% | 1925.91%-1908.7pp | 1170.03%-1152.8pp | 373.84%-356.7pp |
| Employer contribution / active EE | $16,800 | $3,034+453.7% | $2,381+605.6% | $4,755+253.3% |
| Participant deferral / active EE | $953 | $4,679-79.6% | $3,987-76.1% | $6,713-85.8% |
| Admin fee / account holder | $561 | $8,667-93.5% | $6,856-91.8% | $11,407-95.1% |