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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,932 | $95,975-66.7% | $74,549-57.2% | $135,379-76.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -11.02% | 56.96%-68.0pp | 32.53%-43.6pp | 519.79%-530.8pp |
| Employer contribution / active EE | $6,958 | $2,716+156.2% | $1,961+254.8% | $4,779+45.6% |
| Participant deferral / active EE | $7,227 | $3,844+88.0% | $3,108+132.5% | $5,609+28.9% |
| Admin fee / account holder | $466 | $6,522-92.9% | $5,059-90.8% | $10,828-95.7% |