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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,739 | $174,379+73.0% | $152,093+98.4% | $138,895+117.2% |
| Participation rate | 77.8% | 81.6%-3.9pp | 77.8%0pp | 79.9%-2.1pp |
| Annual return | 23.31% | 74.86%-51.6pp | 66.36%-43.1pp | 145.39%-122.1pp |
| Employer contribution / active EE | $12,187 | $4,652+162.0% | $4,175+191.9% | $4,194+190.6% |
| Participant deferral / active EE | $7,428 | $6,159+20.6% | $5,451+36.3% | $6,396+16.1% |
| Admin fee / account holder | $1,151 | $16,880-93.2% | $14,497-92.1% | $12,562-90.8% |