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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $54,361 |
CLIFTONLARSONALLEN LLP3 years Service code 16 · EIN 41-0746749 | Consulting | $6,038 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,002 | $102,661+52.0% | $151,639+2.9% | $66,938+133.1% |
| Participation rate | 99.4% | 85.5%+13.8pp | 87.5%+11.9pp | 69.8%+29.6pp |
| Annual return | -17.82% | -10.81%-7.0pp | 3.34%-21.2pp | 1.58%-19.4pp |
| Employer contribution / active EE | $9,456 | $4,184+126.0% | $6,165+53.4% | $2,545+271.5% |
| Participant deferral / active EE | $21,914 | $6,645+229.8% | $8,363+162.0% | $4,238+417.0% |
| Admin fee / account holder | $227 | $630-63.9% | $11,613-98.0% | $594-61.7% |