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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,604 | $138,072-26.4% | $123,549-17.8% | $135,382-25.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.05% | 153.69%-159.7pp | 119.20%-125.3pp | 519.77%-525.8pp |
| Employer contribution / active EE | $10,144 | $5,152+96.9% | $4,628+119.2% | $4,779+112.3% |
| Participant deferral / active EE | $7,628 | $6,799+12.2% | $6,426+18.7% | $5,609+36.0% |
| Admin fee / account holder | $1,935 | $10,917-82.3% | $9,284-79.2% | $10,829-82.1% |