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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,820 | $58,587-40.6% | $83,322-58.2% | $64,173-45.7% |
| Participation rate | 100.0% | 72.0%+28.0pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -9.85% | 9.65%-19.5pp | 10.64%-20.5pp | 7.63%-17.5pp |
| Employer contribution / active EE | $3,450 | $2,098+64.4% | $3,379+2.1% | $2,381+44.9% |
| Participant deferral / active EE | $5,374 | $4,654+15.5% | $5,565-3.4% | $3,470+54.9% |
| Admin fee / account holder | $1,676 | $9,279-81.9% | $7,540-77.8% | $4,887-65.7% |