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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,364 | $175,231-20.5% | $149,696-6.9% | $139,466-0.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.63% | 166.77%-149.1pp | 134.46%-116.8pp | 373.66%-356.0pp |
| Employer contribution / active EE | $2,967 | $5,478-45.8% | $4,821-38.5% | $4,754-37.6% |
| Participant deferral / active EE | $6,823 | $6,521+4.6% | $5,682+20.1% | $6,712+1.7% |
| Admin fee / account holder | $1,500 | $16,155-90.7% | $13,212-88.6% | $11,409-86.9% |