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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,611 | $166,089-52.7% | $164,928-52.3% | $145,978-46.1% |
| Participation rate | 78.9% | 82.0%-3.1pp | 78.6%+0.3pp | 80.3%-1.3pp |
| Annual return | 14.46% | 100.26%-85.8pp | 70.08%-55.6pp | 550.52%-536.1pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $9,804 | $6,961+40.8% | $6,034+62.5% | $6,690+46.6% |
| Admin fee / account holder | $12,729 | $16,641-23.5% | $12,684+0.3% | $13,400-5.0% |