Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 39-6040276 | Recordkeeping Fees | $206 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,948 | $73,638-66.1% | $95,960-74.0% | $73,493-66.1% |
| Participation rate | 49.2% | 76.2%-27.0pp | 77.1%-27.9pp | 70.7%-21.5pp |
| Annual return | 21.12% | 16.78%+4.3pp | 91.63%-70.5pp | 28.51%-7.4pp |
| Employer contribution / active EE | $361 | $1,863-80.6% | $2,541-85.8% | $2,270-84.1% |
| Participant deferral / active EE | $2,055 | $3,617-43.2% | $4,167-50.7% | $3,740-45.1% |
| Admin fee / account holder | $6 | $482-98.8% | $6,797-99.9% | $513-98.8% |