Retirement plan

OCEAN PACIFIC LODGE, INC. 401K PLAN

Name: OCEAN PACIFIC LODGE, INC. - OCEAN PACIFIC LODGE, INC. 401K PLAN (2018) Form 5500
Creator: OCEAN PACIFIC LODGE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OCEAN PACIFIC LODGE, INC. 401K PLAN, OCEAN PACIFIC LODGE, INC.

OCEAN PACIFIC LODGE, INC.EIN 20-8341768Plan #001PY 2018

301 PACIFIC AVE. - SANTA CRUZ, CA 95060831-457-1234theoceanpacificlodge.comLinkedIn1-10 employeeshospitality

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$187K

+147.7% from 2017

Total participants

+116.7% from 2017

Average account balance

$46,815

+85.8% from 2017

Annual return

7.51%

+7.51 pp from 2017

Benchmarks

See 7,242 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants<25

Cohort7,242 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.02M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$254K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

66.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$128K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$21K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+5.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2J3D3H

Plan features

2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,815

$104,106-55.0%

$71,086-34.1%

$135,379-65.4%

Participation rate

30.8%

65.7%-34.9pp

54.7%-23.9pp

82.6%-51.9pp

Annual return

7.51%

1256.30%-1248.8pp

650.59%-643.1pp

519.79%-512.3pp

Employer contribution / active EE

$1,538

$1,485+3.6%

$1,088+41.4%

$4,779-67.8%

Participant deferral / active EE

$6,615

$2,527+161.8%

$1,874+253.0%

$5,609+17.9%

Admin fee / account holder

$4,142-100.0%

$3,082-100.0%

$10,828-100.0%

OCEAN PACIFIC LODGE, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

OCEAN PACIFIC LODGE, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion