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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,875 | $77,638+72.4% | $156,551-14.5% | $62,881+112.9% |
| Participation rate | 71.0% | 71.2%-0.2pp | 84.0%-13.0pp | 69.3%+1.7pp |
| Annual return | 7.98% | 50.33%-42.3pp | 32.23%-24.3pp | 20.14%-12.2pp |
| Employer contribution / active EE | $6,551 | $3,444+90.2% | $5,501+19.1% | $2,281+187.2% |
| Participant deferral / active EE | $6,096 | $3,046+100.2% | $4,871+25.1% | $3,203+90.3% |
| Admin fee / account holder | $7,675 | $5,561+38.0% | $13,028-41.1% | $4,296+78.7% |