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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,406 | $102,632-65.5% | $81,988-56.8% | $158,950-77.7% |
| Participation rate | 37.5% | 75.5%-38.0pp | 69.3%-31.8pp | 82.0%-44.5pp |
| Annual return | 20.52% | 61.05%-40.5pp | 41.31%-20.8pp | 302.91%-282.4pp |
| Employer contribution / active EE | $1,579 | $3,241-51.3% | $2,498-36.8% | $4,762-66.8% |
| Participant deferral / active EE | $3,303 | $4,649-29.0% | $3,722-11.3% | $5,983-44.8% |
| Admin fee / account holder | $175 | $8,237-97.9% | $5,665-96.9% | $11,248-98.4% |