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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,996 | $82,028+23.1% | $123,105-18.0% | $59,633+69.4% |
| Participation rate | 92.1% | 83.2%+8.9pp | 86.8%+5.3pp | 68.7%+23.4pp |
| Annual return | -0.74% | 5.12%-5.9pp | 13.22%-14.0pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $7,466 | $3,297+126.5% | $5,151+45.0% | $2,203+239.0% |
| Participant deferral / active EE | $13,093 | $4,667+180.6% | $6,229+110.2% | $3,192+310.2% |
| Admin fee / account holder | $7,480 | $5,879+27.3% | $9,014-17.0% | $4,297+74.1% |