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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,612 | $110,093-55.8% | $97,295-50.0% | $145,897-66.7% |
| Participation rate | 16.7% | 75.9%-59.2pp | 72.7%-56.0pp | 80.3%-63.6pp |
| Annual return | 10.31% | 244.76%-234.5pp | 75.62%-65.3pp | 552.29%-542.0pp |
| Employer contribution / active EE | $417 | $3,077-86.5% | $2,723-84.7% | $4,663-91.1% |
| Participant deferral / active EE | $1,264 | $4,678-73.0% | $4,264-70.3% | $6,689-81.1% |
| Admin fee / account holder | $0 | $6,212-100.0% | $5,646-100.0% | $13,390-100.0% |