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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,040 | $101,618-55.7% | $93,063-51.6% | $137,256-67.2% |
| Participation rate | 18.8% | 74.9%-56.2pp | 72.1%-53.4pp | 80.0%-61.2pp |
| Annual return | 14.80% | 223.95%-209.1pp | 34.15%-19.4pp | 220.34%-205.5pp |
| Employer contribution / active EE | $339 | $2,707-87.5% | $2,476-86.3% | $4,156-91.8% |
| Participant deferral / active EE | $1,130 | $4,279-73.6% | $3,958-71.4% | $6,407-82.4% |
| Admin fee / account holder | $0 | $6,198-100.0% | $6,033-100.0% | $12,270-100.0% |