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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,181 | $202,460-72.7% | $169,385-67.4% | $139,456-60.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 20.61% | 532.07%-511.5pp | 405.82%-385.2pp | 373.45%-352.8pp |
| Employer contribution / active EE | $3,334 | $4,691-28.9% | $4,012-16.9% | $4,753-29.9% |
| Participant deferral / active EE | $10,318 | $6,938+48.7% | $6,221+65.9% | $6,711+53.7% |
| Admin fee / account holder | $4,432 | $10,719-58.7% | $9,011-50.8% | $11,407-61.1% |