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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,106 | $202,440+37.4% | $169,390+64.2% | $139,466+99.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 7.79% | 532.36%-524.6pp | 406.07%-398.3pp | 373.66%-365.9pp |
| Employer contribution / active EE | $3,500 | $4,693-25.4% | $4,013-12.8% | $4,754-26.4% |
| Participant deferral / active EE | $6,300 | $6,940-9.2% | $6,222+1.2% | $6,712-6.1% |
| Admin fee / account holder | $2,503 | $10,722-76.7% | $9,015-72.2% | $11,409-78.1% |