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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,581 | $211,946-19.5% | $169,452+0.7% | $135,380+26.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -9.75% | 3.26%-13.0pp | 1.83%-11.6pp | 519.81%-529.6pp |
| Employer contribution / active EE | $3,948 | $5,117-22.9% | $4,157-5.0% | $4,779-17.4% |
| Participant deferral / active EE | $21,136 | $6,075+247.9% | $5,277+300.5% | $5,609+276.8% |
| Admin fee / account holder | $5,154 | $11,472-55.1% | $9,110-43.4% | $10,828-52.4% |