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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,143 | $57,119-77.0% | $85,187-84.6% | $80,935-83.8% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 10.31% | 21.70%-11.4pp | 66.67%-56.4pp | 35.66%-25.4pp |
| Employer contribution / active EE | $1,663 | $1,802-7.7% | $2,732-39.2% | $2,757-39.7% |
| Participant deferral / active EE | $3,098 | $3,115-0.5% | $4,525-31.5% | $4,299-27.9% |
| Admin fee / account holder | $1,606 | $4,990-67.8% | $6,162-73.9% | $6,924-76.8% |