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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,467 | $104,953-91.0% | $84,637-88.8% | $152,909-93.8% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 19.10% | 373.94%-354.8pp | 258.82%-239.7pp | 345.46%-326.4pp |
| Employer contribution / active EE | $1,455 | $3,304-56.0% | $2,653-45.2% | $4,764-69.5% |
| Participant deferral / active EE | $3,503 | $4,691-25.3% | $3,900-10.2% | $5,851-40.1% |
| Admin fee / account holder | $1,852 | $6,244-70.3% | $4,914-62.3% | $11,601-84.0% |