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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,692 | $85,790-29.3% | $67,313-9.8% | $135,379-55.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -12.28% | -0.54%-11.7pp | -4.08%-8.2pp | 519.79%-532.1pp |
| Employer contribution / active EE | $1,748 | $3,487-49.9% | $2,566-31.9% | $4,779-63.4% |
| Participant deferral / active EE | $11,975 | $4,651+157.5% | $3,568+235.6% | $5,609+113.5% |
| Admin fee / account holder | $901 | $6,392-85.9% | $4,507-80.0% | $10,828-91.7% |