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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,785 | $91,198-18.0% | $178,503-58.1% | $79,856-6.3% |
| Participation rate | 97.4% | 69.2%+28.2pp | 81.9%+15.4pp | 69.6%+27.7pp |
| Annual return | 7.12% | 24.20%-17.1pp | 151.12%-144.0pp | 31.71%-24.6pp |
| Employer contribution / active EE | $2,838 | $3,257-12.9% | $5,011-43.4% | $2,471+14.8% |
| Participant deferral / active EE | $1,761 | $3,237-45.6% | $5,202-66.2% | $3,741-52.9% |
| Admin fee / account holder | $2,744 | $6,748-59.3% | $13,987-80.4% | $5,306-48.3% |