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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,893 | $85,171-19.1% | $172,752-60.1% | $72,975-5.6% |
| Participation rate | 97.4% | 70.1%+27.4pp | 82.6%+14.8pp | 69.5%+27.9pp |
| Annual return | 14.75% | 27.32%-12.6pp | 802.97%-788.2pp | 81.01%-66.3pp |
| Employer contribution / active EE | $4,079 | $3,324+22.7% | $5,144-20.7% | $2,440+67.2% |
| Participant deferral / active EE | $1,905 | $3,260-41.6% | $5,198-63.4% | $3,608-47.2% |
| Admin fee / account holder | $4,276 | $5,880-27.3% | $13,955-69.4% | $5,124-16.6% |