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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,546 | $81,358+27.3% | $155,556-33.4% | $80,959+27.9% |
| Participation rate | 74.4% | 66.3%+8.1pp | 78.2%-3.9pp | 67.7%+6.7pp |
| Annual return | 10.17% | 33.39%-23.2pp | 64.84%-54.7pp | 35.67%-25.5pp |
| Employer contribution / active EE | $2,563 | $3,106-17.5% | $4,675-45.2% | $2,757-7.0% |
| Participant deferral / active EE | $2,605 | $3,455-24.6% | $5,631-53.7% | $4,300-39.4% |
| Admin fee / account holder | $5,263 | $7,994-34.2% | $15,885-66.9% | $6,925-24.0% |