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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,530 | $145,431-85.2% | $211,142-89.8% | $87,485-75.4% |
| Participation rate | 96.0% | 84.7%+11.3pp | 87.3%+8.7pp | 68.9%+27.1pp |
| Annual return | 22.45% | 27.21%-4.8pp | 46.84%-24.4pp | 26.06%-3.6pp |
| Employer contribution / active EE | $5,107 | $4,662+9.5% | $6,442-20.7% | $2,596+96.7% |
| Participant deferral / active EE | $5,827 | $6,859-15.0% | $9,284-37.2% | $4,274+36.4% |
| Admin fee / account holder | $2,472 | $17,052-85.5% | $19,076-87.0% | $7,775-68.2% |