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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,182 | $209,874-90.4% | $189,537-89.4% | $167,536-88.0% |
| Participation rate | 95.7% | 88.7%+7.0pp | 87.8%+7.8pp | 82.1%+13.5pp |
| Annual return | 34.09% | 748.61%-714.5pp | 555.34%-521.2pp | 478.82%-444.7pp |
| Employer contribution / active EE | $3,473 | $6,913-49.8% | $6,161-43.6% | $4,839-28.2% |
| Participant deferral / active EE | $6,484 | $8,934-27.4% | $8,220-21.1% | $6,342+2.2% |
| Admin fee / account holder | $527 | $14,299-96.3% | $12,048-95.6% | $12,315-95.7% |