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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,530 | $149,446-85.6% | $256,809-91.6% | $94,015-77.1% |
| Participation rate | 96.0% | 85.3%+10.7pp | 88.5%+7.5pp | 70.8%+25.2pp |
| Annual return | 22.45% | 17.55%+4.9pp | 32.73%-10.3pp | 17.84%+4.6pp |
| Employer contribution / active EE | $5,107 | $4,596+11.1% | $7,263-29.7% | $2,790+83.0% |
| Participant deferral / active EE | $5,827 | $6,491-10.2% | $9,520-38.8% | $4,249+37.1% |
| Admin fee / account holder | $2,472 | $24,035-89.7% | $25,146-90.2% | $8,951-72.4% |