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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,671 | $183,516-35.3% | $155,534-23.7% | $145,884-18.7% |
| Participation rate | 94.1% | 82.7%+11.4pp | 78.2%+15.9pp | 80.3%+13.8pp |
| Annual return | 12.87% | 61.43%-48.6pp | 64.92%-52.0pp | 551.85%-539.0pp |
| Employer contribution / active EE | $5,366 | $5,315+1.0% | $4,675+14.8% | $4,662+15.1% |
| Participant deferral / active EE | $7,817 | $6,467+20.9% | $5,630+38.8% | $6,690+16.9% |
| Admin fee / account holder | $4,395 | $19,293-77.2% | $15,900-72.4% | $13,392-67.2% |