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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,723 | $217,432-56.9% | $185,849-49.6% | $167,536-44.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.37% | 148.42%-133.0pp | 122.10%-106.7pp | 478.82%-463.4pp |
| Employer contribution / active EE | $21,978 | $5,875+274.1% | $5,169+325.2% | $4,839+354.2% |
| Participant deferral / active EE | $8,966 | $6,357+41.0% | $5,569+61.0% | $6,342+41.4% |
| Admin fee / account holder | $1,751 | $19,818-91.2% | $16,244-89.2% | $12,315-85.8% |