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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,513 | $59,116+19.3% | $86,438-18.4% | $68,486+3.0% |
| Participation rate | 74.5% | 75.2%-0.7pp | 80.3%-5.8pp | 67.9%+6.6pp |
| Annual return | -12.73% | -0.23%-12.5pp | 4397.19%-4409.9pp | -7.85%-4.9pp |
| Employer contribution / active EE | $6,950 | $2,519+175.9% | $3,769+84.4% | $2,597+167.6% |
| Participant deferral / active EE | $7,096 | $5,902+20.2% | $6,952+2.1% | $4,028+76.2% |
| Admin fee / account holder | $1,396 | $5,639-75.2% | $6,733-79.3% | $5,404-74.2% |