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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,043 | $183,978-59.8% | $162,171-54.3% | $152,885-51.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 26.40% | 150.78%-124.4pp | 115.60%-89.2pp | 345.39%-319.0pp |
| Employer contribution / active EE | $2,622 | $6,370-58.8% | $5,613-53.3% | $4,763-45.0% |
| Participant deferral / active EE | $11,021 | $8,033+37.2% | $7,297+51.0% | $5,851+88.4% |
| Admin fee / account holder | $3,991 | $13,122-69.6% | $10,843-63.2% | $11,598-65.6% |