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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,130 | $99,875-73.8% | $146,866-82.2% | $86,983-70.0% |
| Participation rate | 76.7% | 75.8%+0.9pp | 82.5%-5.8pp | 69.5%+7.1pp |
| Annual return | 20.69% | 28.10%-7.4pp | 102.85%-82.2pp | 25.83%-5.1pp |
| Employer contribution / active EE | $2,028 | $3,224-37.1% | $4,425-54.2% | $2,584-21.5% |
| Participant deferral / active EE | $4,296 | $6,322-32.0% | $7,759-44.6% | $4,194+2.4% |
| Admin fee / account holder | $935 | $7,838-88.1% | $13,620-93.1% | $7,856-88.1% |