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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,619 | $102,385-81.8% | $147,080-87.3% | $80,935-77.0% |
| Participation rate | 73.3% | 75.9%-2.5pp | 82.2%-8.8pp | 67.7%+5.7pp |
| Annual return | 12.92% | 135.09%-122.2pp | 420.17%-407.2pp | 35.66%-22.7pp |
| Employer contribution / active EE | $2,208 | $3,717-40.6% | $4,933-55.2% | $2,757-19.9% |
| Participant deferral / active EE | $3,530 | $6,651-46.9% | $8,066-56.2% | $4,299-17.9% |
| Admin fee / account holder | $1,393 | $7,951-82.5% | $12,989-89.3% | $6,924-79.9% |