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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,696 | $150,445-52.3% | $136,297-47.4% | $147,585-51.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 21.90% | 1049.14%-1027.2pp | 5156.16%-5134.3pp | 578.57%-556.7pp |
| Employer contribution / active EE | $3,455 | $5,256-34.3% | $4,696-26.4% | $4,876-29.1% |
| Participant deferral / active EE | $20,467 | $6,631+208.7% | $6,247+227.6% | $5,439+276.3% |
| Admin fee / account holder | $700 | $10,906-93.6% | $9,244-92.4% | $10,885-93.6% |